Need insurance for 1 day? Standard van cover in the U.K. makes it difficult to loan out vehicles to friends and family members, or to borrow one when you need it. In the event of an accident, if the present driver isnít listed on the insurance, then the vehicle will not be covered. The person driving can lose their licence, as well. Itís absolutely insane. You canít borrow cars or loan out cars without exposing everyone to an unacceptable level of risk. Visiting family members are out of luck. You canít help out your friend whose banger is in the repair shop. Perhaps worst of all, your uncle, the white van man, canít loan you his very useful motor vehicle for picking up the fridge that youíve acquired through Ebay.

You know that your uncle is a hardworking tradesman, and itís not fair to ask him to use his limited leisure time to do the driving. However, renting a van can be costly. Whatís a cheap appliance-acquiring niece or nephew to do? Donít despair; all is not lost. You can get a variety of short term van insurance policies for exactly that type of situation. Even 1 for the single day that you need cover for.

You can buy a temporary insurance policy online 24 hours a day, 7 days a week and 365 days a year. It will only take you a few minutes to apply, and you'll be emailed the confirmation as soon as youíre done. The policy can last for as little as one day, or up to 28 days. Drivers from 18 years old to 75 are eligible to apply, and so are drivers with E.U. licences. Some of the policies will even provide travel in Eorope and roadside assistance in the event of a breakdown , and more than one driver can be covered by the policy. The van must be borrowed, not hired, and it must not be more than 3.5 tonnes in weight. The driver or drivers on the policy need not have perfect driving records - but it helps, as with all insurance policies.

There are a few limitations. Goods and passengers cannot be transported for hire. If youíre transporting dangerous or illegal materials or driving in a hazardous area, then the policy will be nullified. These are not the right insurance policies to purchase if youíve got a contract to drive a van full of fireworks through a nuclear power facility! However, they are the right short term policies for all reasonable purposes.

Short term van insurance: it lets you borrow your uncle the plumberís white van so that you can pick up your cheap purchases. You got the fridge for next to nothing. You can afford to buy the insurance (but not the cost of being caught driving whilst uninsured)!

Copyright 2012 is a trading style of 1Prudent Plus Ltd of Booths Hall, Booths Park, Chelford Road Knutsford Cheshire WA16 8GS. Quotes are provided by Sky Insurance Services Group Limited with whom we have a trading agreement only and who are authorised and regulated by the Financial Conduct Authority no. 469048. We receive from them a commission per policy purchased; this will not affect the premium you pay for your policy in any way.